Charge Type | Details | ||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Processing Fee | 0 to ₹ 30000/- + applicable taxes *Varies based on the Asset & Scheme opted by the Customer | ||||||||||
NACH charge | 0 to ₹ 1500/- | ||||||||||
Late Payment Interest (LPI) | 2% per month (p.m.) on overdue EMI *LPI revised from 3% to 2% per month on overdue EMI w.e.f. 4th Dec 2023 |
||||||||||
Repayment/EMI Bounce Charges |
| ||||||||||
Part Prepayment Charges | Upto 5% of prepaid amount + applicable taxes | ||||||||||
Foreclosure Charges | 5% of principal outstanding + applicable taxes | ||||||||||
Legal/ Recovery/ Repo/ Parking & other charges | As per actuals | ||||||||||
Duplicate NOC Charges (Charge is applicable for paper copy post 3 free copies per customer) | ₹ 250/- + applicable taxes | ||||||||||
Repayment Swap Charges (per swap) | ₹ 500/- + applicable taxes (applicable only for branch walk-ins) |
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I am very much satisfied with the loan scheme of L&T finance. They have approved the loan within a very short time and the Yamaha MT bike was one of my dream bikes and I got the bike with support and help of L&T finance and a bit of down payment
I got a loan from L&T Finance. It was a very smooth and easy loan process. I just brought my KYC documents and got loan within five minutes, and the rate of interest is also very low. I am really very pleased with L&T Finance.
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Vidyanagari Marg, CST Road,
Kalina, Santacruz (E), Mumbai 400 098
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