L & T Financial Services

Features & Benefits

Choose your loan tenure from 12 - 72 months*

Loan Amount disbursed upto INR 30,00,000/-*

Fast & Completely Digital Process

No Income Proof required

Loan for Salaried & Self Employed Individuals & Professionals

Documents That Would Be Required

ID Proof

  • Pan Card
  • Passport
  • Aadhaar Card
  • Driving License
  • Voter's ID

ADDRESS PROOF

List of OVDs:

  • Aadhaar Card
  • Passport
  • Driving License
  • Voter's ID

List of Deemed OVDs:

  • Utility bill of any service provider not more than two Months old [Electricity, Telephone, Post-paid Mobile Phone, Piped Gas, Water Bill]
  • Property or Municipal Tax Receipt;
  • Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address
  • Letter of allotment of accommodation from the below employers issued by and Leave and License agreements with below employers: a. State Government or Central Government Departments, b. Statutory or regulatory bodies c. Public sector undertakings d. Scheduled commercial banks e. Financial institutions and f. Listed companies.
  • Rent Agreement [However, it has been coupled with any one of the above four Deemed OVD documents]
  • Note: In case of Deemed OVDs submitted as address proof you are required to submit an OVD updated with your Current Address within a period of 3 months of submitting the deemed OVDs documents]

Income Proof (if required):

  • Salaried – Latest 3 month's Salary Slips / Latest Form 16 / Last 3 month's bank statement reflecting salary credits / Salary Certificate
  • Self Employed - Latest Income Tax Return (ITR)
  • Bank Statement - Last 3 month's statement is mandatory
  • Residence Ownership Proof - Not mandatory